You need to take charge of your quilting stuff. First of all stop letting it just sit there collecting dust. You bought it to create something so get to it and create!

Second, you talk to your friend at the quilt store and you make arrangements for her to come in and take it all out of the house if something happens to you.

Then, tell your husband that "insert friends name" is to be notified if something happens because she is going to take care of your quilting stuff. Make sure that your hubby knows that a check will be coming and that your friend gets a small cut for her trouble.

Problem solved!