I'm with Sue... Bonnie Hunter is the best... (IMHO)... she inspires me to use up my huge stash of over 40yrs.....I don't ever "buy with a plan".... I buy, cause' I like it,, then figure what i'll do with it much later!! As for the flow chart.... makes no sense to me???? My mind is confused trying to figure it out...LOL,, but then i'm OLD!!!